Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
0108
Asking
$125,499
— About this home
Residential Permit Ready! Save months of time and thousands in costs with this prepared 0.25-acre residential lot. All the hard work has been done: permits, the path is cleared, and the lot has been professionally leveled, ensuring a smooth transition to construction. This lot is primed for a builder or homeowner looking to start their project immediately. Don’t miss this opportunity in a growing area!
— Overview
- Status
- For Sale
- Type
- Unimproved Land
- Lot size
- 0.25 Acres
- Parcel #
- 114426L103019.0100
- MLS
- #A11946472
- Listed
- Jan 15, 2026
- Annual taxes
- $409/year
- Tax assessed
- $16,150
— Features & Amenities
Area & Lot
- No Misc/Improvements
- No Trees
Financing
- All Cash
- Conventional
— Location
Lehigh Acres3606 54th St W
— School Zones
Public school assignments based on the property's address. Boundaries can change — verify current assignment with the district before purchase.
— Price history
Listed for sale
1/15/2026
$125,499
Sold
11/13/2023
$18,000
Pending sale
10/15/2023
$18,500
Price change
9/21/2023
$18,500
Price change
6/26/2023
$19,000
Price change
5/31/2023
$20,000
Listed for sale
5/5/2023
$21,000
Sold
4/12/2005
$28,500
Sold
8/25/2004
$15,500
Sold
2/22/1996
$8,400
— Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $442 | $14,181 |
| 2024 | $404 | $12,892 |
| 2023 | $316 | $4,259 |
| 2022 | $281 | $3,872 |
| 2021 | $255 | $3,520 |
| 2020 | $249 | $3,200 |
| 2019 | $111 | $3,800 |
| 2018 | $111 | $4,500 |
| 2017 | $105 | $3,069 |
| 2016 | $92 | $3,960 |
| 2015 | $93 | $2,550 |
| 2014 | $81 | $2,405 |
| 2013 | $65 | $1,900 |
| 2012 | $62 | $2,100 |
| 2011 | $65 | $2,200 |
| 2010 | $72 | $2,600 |
| 2009 | $86 | $3,500 |
| 2008 | $165 | $9,000 |
| 2007 | $313 | $18,150 |
| 2006 | $609 | $36,000 |
| 2004 | $67 | $2,500 |
| 2003 | $41 | $950 |
| 2002 | $42 | $950 |
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeLee
Lee County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $25,100
%
$100,399 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$825
Per month, all-in
Monthly breakdown
- Principal & interest$66881%
- Property taxes$10413%
- Insurance$536%
Tax: Lee County effective rate (1.00%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $33,275
- Income to qualify
- $36,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $8/mo and $2,905 over the life of this loan.
Over the life of the loan
- Total paid
- $240,344
- Total interest
- $139,944
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
