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Coral Gables·MLS #A11543210·For Sale

8420 Old Cutler Road

6 Bedrooms7.5 Bathrooms9,240 sq ft0.9 acres4-car garage
Asking
$8,495,000
$919 / sq ft
— About this home

Set on nearly an acre of canopy-covered waterfront, 8420 Old Cutler is a 2024 Saladrigas rebuild that pairs the bones of a Coral Gables original with a fully reimagined interior. The home opens through a 22-foot pivot door onto a procession of double-height living spaces oriented toward the dockable canal. White oak floors, Calacatta Borghini stone, and custom Italian millwork run continuously through the ground floor; an open-plan kitchen anchors the heart of the home, paired with a separate catering kitchen and a glass-walled wine cellar. Primary suite occupies its own wing on the second level, with twin dressing rooms and a wet-room bathroom looking onto the water.

— Overview
Status
For Sale
Type
Single-Family Estate
Bedrooms
6
Bathrooms
7.5
Living area
9,240 sq ft
Lot size
39,200 sq ft (0.9 acres)
Year built
2024
Renovated
2024
Stories
2
Garage
4-car
Zoning
RS-2
MLS
#A11543210
Listed
April 14, 2026
On market
14 days
HOA
None
Annual taxes
$48,500 / yr
— Features & Amenities

Highlights

  • Direct ocean access (no bridges)
  • 180-foot private dock + boat lift
  • Saltwater infinity pool
  • Custom Officine Gullo kitchen
  • Glass-enclosed 1,200-bottle wine cellar
  • Whole-house Crestron automation
  • Smart Lutron lighting
  • Whole-home generator + EV charging
  • 4-car climate-controlled garage
  • Guest house with separate entrance
  • Hurricane-impact windows throughout
  • Permitted summer kitchen + outdoor lounge

Area & Lot

  • Architecture: Detached
  • Architecture: Two Story
  • Architecture: Mediterranean Revival
  • View: Waterfront
  • View: Garden
  • View: Pool
  • Direct ocean access
  • No fixed bridges
  • Mature canopy
  • Coral rock seawall

Interior & Systems

  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Roof: Concrete tile
  • Sub-Zero refrigerator
  • Wolf range
  • Officine Gullo dual ovens
  • Miele dishwasher (×2)
  • Wine fridge
  • Nespresso built-in

Exterior & Site

  • 4-car climate-controlled garage
  • Circular driveway
  • EV charging
  • Water source: City
  • Sewer: City
— Location
Coral Gables8420 Old Cutler Road
— Map view

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— School Zones

Public school assignments based on the property's address. Boundaries can change — verify current assignment with the district before purchase.

Elementary School
Sunset Elementary
View school →
Middle School
Ponce de Leon Middle
View school →
High School
Coral Gables Senior High
View school →
— Mortgage Estimator

Estimate your monthly cost.

A real PITIA projection using current market rates and Florida-specific tax and insurance data. The figure includes principal, interest, property taxes, homeowner's insurance, PMI when applicable, and HOA dues. For an exact pre-approval, we work with a small panel of lenders we trust — ask the listing agent.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $1,699,000
%
$6,796,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
— Estimated monthly
$59,613
Per month, all-in
76%P&I SHARE
Monthly breakdown
  • Principal & interest$45,19176%
  • Property taxes$4,0427%
  • Insurance$10,38017%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$1,979,801
Income to qualify
$2,555,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $546/mo and $196,652 over the life of this loan.

Over the life of the loan
Total paid
$16,268,810
Total interest
$9,472,810
Paid off
2056
Speak with a lender →
Contact us
$8,495,000
$919 / sq ft
Inquire