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Vera Vita Real Estate
Coral Gables·MLS #A11540118

3120 Coral Way

5 Bedrooms5 Bathrooms6,640 sq ft
Asking
$4,750,000
$715 / sq ft
— About this home

A full property write-up is available upon request — contact the listing agent.

— Overview
Bedrooms
5
Bathrooms
5
Living area
6,640 sq ft
MLS
#A11540118
— Features & Amenities
— Location
Coral Gables3120 Coral Way
— Map view

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— Mortgage Estimator

Estimate your monthly cost.

A real PITIA projection using current market rates and Florida-specific tax and insurance data. The figure includes principal, interest, property taxes, homeowner's insurance, PMI when applicable, and HOA dues. For an exact pre-approval, we work with a small panel of lenders we trust — ask the listing agent.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $950,000
%
$3,800,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
— Estimated monthly
$32,805
Per month, all-in
77%P&I SHARE
Monthly breakdown
  • Principal & interest$25,26977%
  • Property taxes$4,03812%
  • Insurance$3,49911%

Tax: Miami-Dade County effective rate (1.02%). Source: FL Department of Revenue.

Insurance: Coastal county inland — moderate hurricane exposure.

Cash & qualification
Cash at closing
$1,088,426
Income to qualify
$1,406,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $306/mo and $109,959 over the life of this loan.

Over the life of the loan
Total paid
$9,096,745
Total interest
$5,296,745
Paid off
2056
Speak with a lender →
Contact us
$4,750,000
$715 / sq ft
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