Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
0123
Asking
$474,999
Price increase: $24.9K(5/28)
— About this home
This expansive lot offers over 58,719 square feet of prime land with plans included, perfect for building your dream home. Enjoy the freedom to design your ideal living space in a tranquil setting. Key features include an available FPL account and a reliable waterhold, making your building process simple and efficient. Don’t miss out on this fantastic opportunity to create the perfect home for you and your family!
— Overview
- Status
- For Sale
- Type
- Unimproved Land
- Lot size
- 1.35 Acres
- Zoning
- 8900
- Parcel #
- 3068110002120
- MLS
- #A12022417
- Listed
- May 20, 2026
- Annual taxes
- $5,026/year
— Features & Amenities
Area & Lot
- Street Lights
- No Trees
Exterior & Site
- Water source: Well
Financing
- All Cash
- Conventional
— Location
Miami19690 SW 206th St
— School Zones
Public school assignments based on the property's address. Boundaries can change — verify current assignment with the district before purchase.
— Price history
Price change
5/28/2026
$499,900
Listed for sale
5/20/2026
$474,999
Listing removed
4/29/2026
$499,900
Listed for sale
1/21/2026
$499,900
Listing removed
1/21/2026
$499,900
Listed for sale
8/19/2025
$499,900
Sold
4/20/2023
$342,000
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $95,000
%
$379,999 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,148
Per month, all-in
Monthly breakdown
- Principal & interest$2,52780%
- Property taxes$41913%
- Insurance$2026%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $112,436
- Income to qualify
- $135,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $31/mo and $10,995 over the life of this loan.
Over the life of the loan
- Total paid
- $909,673
- Total interest
- $529,673
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
