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Vera Vita Real Estate
Cape Coral·MLS #C7480991

1820 Tarpon Pointe

4 Bedrooms4 Bathrooms5,160 sq ft
Asking
$3,450,000
$668 / sq ft
— About this home

A full property write-up is available upon request — contact the listing agent.

— Overview
Bedrooms
4
Bathrooms
4
Living area
5,160 sq ft
MLS
#C7480991
— Features & Amenities
— Location
Cape Coral1820 Tarpon Pointe
— Map view

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— Mortgage Estimator

Estimate your monthly cost.

A real PITIA projection using current market rates and Florida-specific tax and insurance data. The figure includes principal, interest, property taxes, homeowner's insurance, PMI when applicable, and HOA dues. For an exact pre-approval, we work with a small panel of lenders we trust — ask the listing agent.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeLee
Lee County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $690,000
%
$2,760,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
— Estimated monthly
$24,118
Per month, all-in
76%P&I SHARE
Monthly breakdown
  • Principal & interest$18,35376%
  • Property taxes$2,67411%
  • Insurance$3,09113%

Tax: Lee County effective rate (0.93%). Source: FL Department of Revenue.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$798,381
Income to qualify
$1,034,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $222/mo and $79,864 over the life of this loan.

Over the life of the loan
Total paid
$6,607,109
Total interest
$3,847,109
Paid off
2056
Speak with a lender →
Contact us
$3,450,000
$668 / sq ft
Inquire