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Vera Vita Real Estate
Pinecrest·MLS #A11538920

11900 Old Cutler Road

7 Bedrooms9 Bathrooms11,840 sq ft1.6 acres
Asking
$12,950,000
$1,094 / sq ft
— About this home

A full property write-up is available upon request — contact the listing agent.

— Overview
Bedrooms
7
Bathrooms
9
Living area
11,840 sq ft
MLS
#A11538920
— Features & Amenities
— Location
Pinecrest11900 Old Cutler Road
— Map view

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— Mortgage Estimator

Estimate your monthly cost.

A real PITIA projection using current market rates and Florida-specific tax and insurance data. The figure includes principal, interest, property taxes, homeowner's insurance, PMI when applicable, and HOA dues. For an exact pre-approval, we work with a small panel of lenders we trust — ask the listing agent.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $2,590,000
%
$10,360,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
— Estimated monthly
$95,721
Per month, all-in
72%P&I SHARE
Monthly breakdown
  • Principal & interest$68,89172%
  • Property taxes$11,00812%
  • Insurance$15,82317%

Tax: Miami-Dade County effective rate (1.02%). Source: FL Department of Revenue.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$3,027,338
Income to qualify
$4,103,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $833/mo and $299,782 over the life of this loan.

Over the life of the loan
Total paid
$24,800,599
Total interest
$14,440,599
Paid off
2056
Speak with a lender →
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$12,950,000
$1,094 / sq ft
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