Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
0120
MLS #A11905177··For Sale
1050 Hancock Creek South Blvd APT 203Pine Key Resort, FL
2 Bedrooms2 Bathrooms1,199 sq ft
Asking
$124,999
$104 / sq ft
Price cut: $5K(5/1)
— About this home
Check out this 2-bedroom, 2-bathroom condo in a Key West style community in Cape Coral. With 1,199 sqft, it has an open layout, spacious bedrooms, and tiled floors throughout. It’s close to Pine Island Road, so you’ll have shopping and restaurants nearby, plus downtown Fort Myers and Cape Coral for more options. Enjoy the large community pool and clubhouse, perfect for relaxing in the Florida sun. This condo is also a great option for rental income!
— Overview
- Status
- For Sale
- Type
- Condominium
- Bedrooms
- 2
- Bathrooms
- 2 full · 0 half
- Living area
- 1,199 sq ft
- Year built
- 2007
- Subdivision
- Pine Key Resort
- Parcel #
- 044424C40130K.0203
- MLS
- #A11905177
- Listed
- Oct 29, 2025
- HOA
- $520/mo
- Tax assessed
- $174,905
— Features & Amenities
Area & Lot
- View: Other
Interior & Systems
- Heating: Central
- Cooling: Central Air
- Flooring: Tile
- Dishwasher
- Microwave
- Refrigerator
Exterior & Site
- 1 Space
- Construction: Concrete Block Construction
Financing
- All Cash
- Conventional
— Location
Pine Key Resort1050 Hancock Creek South Blvd APT 203
— Price history
Listed for sale
10/29/2025
$124,999
$104/sqft
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeLee
Lee County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $25,000
%
$99,999 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,391
Per month, all-in
Monthly breakdown
- Principal & interest$66548%
- Property taxes$1047%
- Insurance$1027%
- HOA$52037%
Tax: Lee County effective rate (1.00%). Source: FL Department of Revenue.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $34,266
- Income to qualify
- $60,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $8/mo and $2,894 over the life of this loan.
Over the life of the loan
- Total paid
- $239,386
- Total interest
- $139,387
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
